The simplest answer to the question that who launders money is that the criminals launder money. But that answer is perhaps too simple to be completely true since money launderers relate to all walks of life and many of them acting rather innocently.

Thus it can be said that anyone who helps a criminal to launder the proceeds of his crime is, in most jurisdictions, is a money launderer. This means bankers, lawyers, accountants; car dealers, insurance companies and others are money launderers if they allow their businesses to be used by someone else to launder the proceeds of a crime. Up till now, the following business have been used by the money launderers for money laundering:

It means, as mentioned above that every business or businessman, which helps a criminal or an individual to launder the proceeds, has convicted money laundering. In many countries, people other than the businessmen and the criminals themselves can become money launderers either by having possession of the proceeds of a crime or assets that represent the proceeds of crime.